I had a little give and take with an auto insurance person at USAA as whether there'd see any downside to the Aptera as far as insurance is concerned. I gave him this Website address. He huddled with another rep for a bit and they agreed so long as it has a VIN, they'd insure it. However. He said it would probably be a bit expensive as you couldn't go into a parts store and buy some of the replacement parts - especially body panels. I did watch the presentation on the Right to Repair. Will a body shop (for example) beyond your field service radius be able to order and replace a body panel?